DIY vs Hire a Pro

Not every project needs a contractor, but not every project should be DIY. Use this guide to make smart decisions about when to tackle it yourself and when to call in the professionals.

The Golden Rule: If a mistake could cause injury, property damage, or require expensive professional repair, strongly consider hiring from the start.

6 Factors to Consider

Before starting any project, evaluate these factors honestly.

Safety Risk

Could you injure yourself or others? Electrical, gas, and structural work carry serious risks.

Hire if: Any risk of electrocution, fire, gas leak, or structural failure

Permit Required

Permitted work often requires licensed contractors and professional inspections.

Hire if: Work requiring permits usually needs licensed professional

Skill Level

Be honest about your abilities. Watching a YouTube video isn't the same as experience.

Hire if: Never done anything similar, or past DIY attempts failed

Tools Required

Specialty tools can cost more than hiring someone who already owns them.

Hire if: Tool cost exceeds 50% of hiring cost, or one-time use only

Time Available

DIY always takes longer than you think. Factor in learning time and mistakes.

Hire if: Project impacts daily life (kitchen, bathroom) and you need it done fast

Cost of Mistakes

What happens if you mess up? Some mistakes are cheap to fix, others are catastrophic.

Hire if: Mistake could cause water damage, mold, or require complete redo

Quick Decision Guide

1

Could someone get hurt if done wrong?

Yes

Hire a pro

No

Continue

2

Does it require a permit?

Yes

Usually hire

No

Continue

3

Have you done this (or similar) before?

No

Research heavily first

Yes

Continue

4

Can you afford the time if it takes 3x longer?

No

Consider hiring

Yes

DIY is viable

If you made it here: DIY is likely a good choice!

Just make sure to research thoroughly and have a backup plan.

Project-by-Project Guide

Common home projects organized by DIY feasibility.

Almost Always DIY

Low risk, minimal skill required, mistakes are easy to fix

Painting walls

Time-consuming but straightforward. Mistakes just need another coat.

Replacing cabinet hardware

Just screws. Worst case, you fill wrong holes.

Installing curtain rods

Basic drilling. Patch holes if placement is wrong.

Caulking tubs/sinks

Cheap materials, easy redo if it doesn't look right.

Replacing light switch covers

No electrical work, just snapping on covers.

Hanging shelves

Use a level and stud finder. Patch holes if needed.

Assembling furniture

Follow instructions. Time-consuming but doable.

Replacing toilet seat

Two bolts. Under 10 minutes.

Changing HVAC filters

Slide out old, slide in new. No tools needed.

Installing smart thermostat

Usually just wire matching. Most have great instructions.

DIY If Comfortable

Moderate skill needed, some risk, do your research first

Replacing a faucet

Water shutoffs make it safe. Watch tutorials first.

Installing a ceiling fan

If box exists and you're comfortable with wiring. Turn off breaker!

Replacing light fixtures

Basic wiring knowledge needed. Always turn off power.

Installing laminate flooring

Click-lock is DIY-friendly. Measure twice, cut once.

Replacing interior doors

Pre-hung doors simplify this. Getting it level is key.

Basic tile backsplash

Peel-and-stick is easy. Real tile needs more skill.

Garbage disposal replacement

Mainly plumbing connections. Watch the electrical.

Toilet replacement

Heavy and awkward, but not complicated.

Building a simple deck

Ground-level, freestanding decks are DIY-able. Elevated = hire.

Fence repair/replacement

Labor-intensive but straightforward. Post holes are the hard part.

Consider Hiring

Higher skill/risk, permits often required, mistakes are costly

Bathroom remodel

Plumbing, electrical, waterproofing all in one. Lots to go wrong.

Kitchen remodel

Complexity of coordinating trades. Mistakes affect daily life.

Hardwood floor refinishing

Rental equipment + technique. Easy to ruin expensive floors.

Window replacement

Proper installation prevents leaks and drafts. Warranty often requires pro.

Water heater replacement

Heavy, involves gas or high-voltage. Permits usually required.

Exterior painting (2+ stories)

Fall risk from ladders/scaffolding. Pros have proper equipment.

Major plumbing changes

Moving pipes requires permits and inspection.

Basement finishing

Moisture issues, egress requirements, multiple trades involved.

Adding a bathroom

Plumbing rough-in is complex. Permits definitely required.

Garage door replacement

Spring tension is dangerous. Pros handle this safely.

Almost Always Hire

High risk, licensed professional required, code compliance critical

Electrical panel upgrade

Life safety issue. Requires licensed electrician and permit.

New electrical circuits

Fire and shock risk. Code compliance is critical.

Gas line work

Explosion and carbon monoxide risk. Never DIY gas.

Main sewer line repair

Specialized equipment, permits, usually involves excavation.

Structural modifications

Load-bearing walls, beams require engineer approval.

Roof replacement

Fall risk, waterproofing critical, warranty requires pro installation.

HVAC installation

Sizing, ductwork, refrigerant handling all require expertise.

Foundation repair

Structural integrity of your home. Always hire specialists.

Asbestos/lead removal

Health hazard. Requires certified abatement professionals.

Tree removal (large)

Fall risk, property damage risk, often requires permits.

Cost Comparison: DIY vs Pro

Real cost comparisons for common projects. Remember: your time has value too.

ProjectDIY CostDIY TimePro CostPro TimeVerdict
Interior painting (room)$100-2008-12 hours$300-6004-6 hoursDIY saves 50-70%
Replace faucet$100-3002-4 hours$200-4501-2 hoursDIY saves $100-200
Install laminate floor (200 sqft)$400-80012-20 hours$800-1,4004-8 hoursDIY saves 40-50%
Bathroom remodel$3,000-8,00080-200 hours$8,000-25,0001-3 weeksDIY saves 50%+ but high risk
Electrical panel upgradeN/AN/A$1,500-3,0004-8 hoursAlways hire

* Costs are approximate ranges and vary by location, materials, and complexity.

If You Decide to Hire

Do This

  • +Get 3+ written quotes for comparison
  • +Verify license and insurance (ask for proof)
  • +Check reviews on multiple platforms
  • +Ask for references and actually call them
  • +Get everything in writing before work starts
  • +Understand the payment schedule (never pay 100% upfront)

Red Flags

  • -Demands full payment upfront
  • -Only accepts cash (no paper trail)
  • -Pressure to sign immediately ("today only" pricing)
  • -No physical address or just a P.O. box
  • -Won't provide written estimate
  • -Quote is significantly below everyone else's

Frequently Asked Questions

How do I find a good contractor?

Start with recommendations from neighbors, friends, or family. Check reviews on Google, Yelp, and the Better Business Bureau. Verify their license on your state's contractor licensing board website. Get at least 3 quotes and compare not just price, but scope, timeline, and communication style.

What should be in a contractor's written quote?

A detailed scope of work, materials to be used (brands/models), start and completion dates, payment schedule, what's included vs excluded, permit responsibility, warranty information, and how changes will be handled. Vague quotes lead to surprise costs.

What if I start DIY and realize I'm in over my head?

Stop before you make it worse. It's okay to call a pro mid-project - they've seen it before. Be honest about what you did and any problems you encountered. Yes, it might cost more than if you'd hired them initially, but it's better than creating a bigger problem.

Is hiring always more expensive than DIY?

Not always. Factor in tool purchases/rentals, potential mistakes, your time value, and opportunity cost. A pro who does this daily will be faster and may get trade discounts on materials. For complex projects, pros often aren't much more expensive than DIY gone wrong.

Frequently Asked Questions

How do I know if a project is too hard for me?

Ask yourself: Have I done anything similar before? Do I have the right tools? What happens if I mess up? If the answer to the first two is no and the mistake could cause significant damage or safety issues, it's probably too advanced. Start with smaller projects to build skills before tackling bigger ones.

What are the best beginner DIY projects?

Start with: painting walls, replacing cabinet hardware, installing a new showerhead or faucet aerator, caulking tubs/showers, replacing outlet covers, weatherstripping doors, and basic landscaping. These projects are forgiving, teach fundamental skills, and have visible results.

How much can I really save doing DIY?

Labor typically accounts for 40-60% of project costs. On a $500 job, you might save $200-300 by doing it yourself. However, factor in your time value, potential mistakes, and tool purchases. Sometimes hiring is actually cheaper when you account for everything.

What tools should every homeowner have?

Essential toolkit: tape measure, level, screwdriver set, adjustable wrench, pliers, hammer, cordless drill, stud finder, utility knife, flashlight, and safety glasses. Add a pry bar, socket set, and oscillating multi-tool for more advanced work.

Should I get permits even for small projects?

Check your local requirements - rules vary significantly. Generally, cosmetic work (painting, flooring) doesn't need permits, but anything involving electrical, plumbing, structural changes, or HVAC usually does. When in doubt, call your local building department. Getting caught without permits is much more expensive.

How do I find a good contractor?

Get at least 3 quotes. Check reviews, ask for references and contact them. Verify license and insurance. Be wary of the lowest bid - quality contractors are rarely cheapest. Get everything in writing including timeline, payment schedule, and what happens if issues arise.

What should I never DIY?

Never DIY: electrical panel work, gas lines, structural modifications (load-bearing walls), main sewer line repairs, roof replacement on steep slopes, asbestos/lead removal, or anything requiring specialized licensing. The risks far outweigh any savings.

Can I start a project DIY and hire someone to finish?

Yes, but it often costs more than hiring from the start. Many contractors charge extra to fix DIY work or refuse the job entirely. If you want to save money this way, do the demo and prep work yourself (clearing the area, removing old materials) and let pros handle the skilled work.

Ready to Start Your Project?

Whether you DIY or hire, we have checklists to guide you through the process.